Independent financial adviser to personal and corporate clients

Discretionary Investment Management

If you have a portfolio of stocks and shares or other investments, which you currently manage yourself, or through a stockbroker, Moore Stephens Financial Services (MSFS) can now take it on for you locally and provide an expert to discuss things with you whenever your want.

We have a number of clients, who prefer to leave their investment portfolios for us to manage on their behalf at our discretion.

Investing for yourself is often time consuming and involves a considerable amount of complicated paperwork.

You may enjoy "playing the stock market" and researching companies, but there may come a time when it all becomes too much to handle and you realise that you cannot watch your investments all the time or spot new opportunities when they arise. Your interest may wane as you struggle with reporting all the dividends to your tax adviser.

You may find that your stockbroker concentrates on the larger portfolios under his or her care and you begin to find access difficult or you are even asked to find an alternative stockbroker, because your portfolio is below the level they are seeking to handle.

Having your investments managed on a discretionary basis by MSFS has a number of advantages.

You have a named investment manager, who takes pains to understand your personal financial position and preferences.

You receive a personal report on your own investment portfolio every six months, more or less as you require, together with a letter written to you personally. Your reports include all the detail you might need and you can have a valuation based on the previous Friday's closing prices at any time without extra charge.

You receive schedules of your dividends and capital gains or losses at the appropriate time to help with your tax return. Moore Stephens can handle your tax return for you at an additional agreed fee.

Your portfolio management is based, not just on modern portfolio theory, but also on your own stated preferences and dislikes gleaned from an initial discussion with you. Your investment manager is available to speak to you at any time without extra cost.

As well as our own in-house research team, we use the research and dealing facilities of not one, but two large firms of stockbrokers in London, whom our managers have known for many years. Knowing at least two stockbroking firms helps to resolve things when one researcher says one thing and another says the opposite about the prospects of the same stock. When action needs to be taken that day for your particular needs, it is. With stocks and shares in particular that can make a real difference.

Our charging structure is simple and our income depends on our performance.